Inspections and estimates for carriers, written locally. Weather and vehicle reports when the file needs evidence.
A local inspection. Photos, estimate, and report back to the file.
On site, then a line-item estimate. Property or auto.
Aerial photos of the roof and site. For the file, not for a brochure.
Photos before the policy is bound. A baseline the next claim can be measured against.
Buyers for totaled vehicles. Hard-to-find replacement materials.
Line-by-line review of an estimate already on the file.
Engineers, roofers, and trades when the loss needs an expert on the file.
When a file does not add up and needs a closer look.
Address and date of loss. One page from radar and nearby storm reports. Not a roof inspection and not proof of damage.
Radar-estimated size near the address, checked against nearby storm reports.
Peak measured gusts from the nearest stations, checked against NWS and SPC reports.
Depth, water equivalent, estimated roof load, and the nearest station's snowfall.
Radar and official reports for the date of loss. Not a roof inspection, not proof of damage, and not a coverage decision.
VIN, mileage, ZIP. Dealer asking prices, local first, graded A–D. Not an offer and not what the policy owes.
Same year, make, model, and trim. Local first. Wider only when the market is thin — and the report says which.
Each listing adjusted to the odometer. Weak matches set aside. Condition is self-reported.
The figure, the range, the grade, every listing, and what the number does not include.
Market estimate from dealer asking prices, before taxes and fees. Not an appraisal, offer, or settlement figure. Not affiliated with CCC, Mitchell, Audatex, or J.D. Power.
Claim number, loss location, what you need.
On site. Drone when it helps.
Line-item estimate, in the format the file uses.
Report and estimate, ready for the file.
We drive from home. We know the roofs and the local prices.
Same-week response across the Black Hills. Often same-day after a major event.
The Black Hills and all of West River.
The panhandle and nearby — Chadron, Scottsbluff, Alliance, Valentine.
Pierre, Sioux Falls, and East River for scheduled inspections. Ask.